Selecting an insurance broker is an important decision. You want a broker who is willing to work for you and ensure that you get the best coverage available for the lowest rates. When it comes to choosing the right Las Vegas insurance broker, there are several factors that should be taken into consideration.
Location Is Key
Many states, including Nevada, require brokers to be licensed. Brokers also need to complete a set number of continuing education hours every three years. These requirements ensure that all insurance brokers operating in Nevada have up-to-date knowledge of the state’s insurance rules and regulations.
As you research potential insurance brokers, ask to see their licensing information. If you conduct business in multiple states, make sure that any broker you choose has the appropriate licensing for each state so they can help you to obtain the necessary coverages.
Consider How Long the Brokerage Has Been Open
Insurance can be confusing. You need a broker who can help you to understand your policies, how those policies can protect you, and how you can manage potential risks. Experience is critical.
A good metric for gauging experience is how long a brokerage has been open. Typically, the longer a broker has been working, the more experience they have. Experience is important for ensuring that you are connected with the right insurance agents to get the coverage you need.
Read Online Reviews
As you sort through the many insurance brokers in Las Vegas, take the time to read reviews from previous clients. A 2018 Trustpilot study found that the vast majority of people make decisions based on online reviews. Many brokers post reviews on their websites. You can also find reviews by typing the name of the broker in question into the bar of a search engine.
Reviews can help you determine whether a broker is a good fit for you. As you read through reviews, take note of what you learn. Find out what past clients liked about the broker. When you encounter a negative review, pay attention to why the client was unhappy. You should also pay attention to how the broker responded to negative reviews. A thoughtful response can show that the broker truly cares about the client and wanted to make things right.
Ease of Communication
Whether you have a simple question or you need a copy of your certificate, you want to work with someone who responds quickly. You don’t want to be left without answers or important documentation when you need it. If you have to email or call a broker more than once to get basic information before hiring them, you may want to look elsewhere.
Instead, look for someone who gets back to you in a timely manner. Quick responses early on can give you a glimpse into how the insurance broker will respond in the future.
Choosing an insurance broker in Las Vegas is a decision that shouldn’t be taken lightly. Take the time to thoroughly research your options. GLB Insurance has been doing business in Las Vegas since 1941. We are a full-service insurance brokerage with a trusted reputation. For more information about how we can serve you, contact us today.